Short-term Health Insurance

I have one week left at my old job and will start my new job on 01/02/07. My old company will continue to cover me until one month after my last day. My new company does not cover until after 60 days. Therefore, there will be a gap in coverage. Now when I was 23 years old I would have went a month without health insurance, but at 34 years old it does not seem to be the choice I once thought it to be.

COBRA is an option for me for that month. However, the cosdt is usually extremely high. My probably choice will be to get short term health insurance through a typical health-care provider. It usually costs about $60-70 a month and it covers for catastrophic claims. I probably will not need my health care coverage for that month so the most cost-effective course in this option.

My wife is also covered at my current job so this might influence me to take the COBRA insurance depending on the expense. If the differnce is significant we will go a month with the short-term health care coverage, otherwise it is COBRA.

You can get a quick quote online by going to the many sites that revolve around short-term coverage. Try ehealthinsurance.com to compare plans and signup if you like what you see.

If you want to learn about negotiating doctor bills take a look at Blueprint’s article.

Written by Nagel on December 27th, 2006 with no comments.
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